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General Terms and Conditions

General Terms and Conditions

The basis of all of the transactions you conduct with your Sparkasse

This page contains the German version of your Sparkasse's General Terms and Conditions and other terms of business.

An overview of our Terms and Conditions

General Terms and Conditions

General Terms and Conditions of Sparkasse Rotenburg-Bremervörde View PDF

Conciliation Board

Reference to the Conciliation Board and the European Online Dispute Resolution Platform View PDF

Online banking

Terms and conditions for online banking View PDF
Terms and conditions for remote data transmission (RDT) View PDF
Terms and conditions for the use of electronic mailboxes View PDF
Terms and conditions for the use of electronic statements View PDF
Terms and conditions for the use of the electronic credit card information service
(online credit card)
View PDF

Payment transactions

Terms and conditions for money transfers View PDF
Terms and conditions for standing order View PDF
Terms and conditions for direct debit payments using the SEPA Direct Debit Core scheme View PDF
Terms and conditions for direct debit payments using the SEPA Direct Debit Business to Business scheme View PDF
SEPA direct debit mandate View PDF
Terms and conditions for cheque payments View PDF
Terms and conditions for payments with paydirekt View PDF

Accounts and cards

Terms and conditions for Sparkassen Card View PDF
Terms and conditions for MasterCard/Visa Card View PDF
Terms and conditions for MasterCard Basis /Visa Basis View PDF
Terms and conditions for MasterCard Business/Corporate and Visa Card Business/Corporate View PDF
Terms and conditions of insurance for credit card Business View PDF
Terms and conditions of insurance for credit card Gold View PDF
Terms and conditions of insurance for credit card Platinum View PDF
Terms and conditions of insurance for credit card Visa Vision View PDF

Savings and investments

Terms and conditions for savings transactions View PDF
Terms and conditions for security transactions View PDF
Terms and conditions for futures transactions View PDF

Other terms and conditions for corporate clients

Terms and conditions for financial guarantee transactions View PDF
Terms and conditions for participation in the electronic cash system of the German banking industry (terms and conditions for retailers) View PDF
Terms and conditions for corporate clients for the system "GeldKarte" View PDF

To view, save and print our terms and conditions you will need a program for opening PDF files such as Adobe Reader, which can be downloaded for free from Adobe.

Please note that this information may also include terms and conditions for the use of products that do not currently apply to you. In this case, the corresponding information and terms will not apply. All of the above terms and conditions only come into force in conjunction with the relevant product agreements (e.g. card agreements, online banking agreements).

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